With a lifelong passion for finance, Susan Niedwick has been a fiduciary financial advisor since 2000 and a CERTIFIED FINANCIAL PLANNER™ practitioner since 2003. As a Certified Divorce Financial Analyst® (CDFA®), she offers unique insight and support for clients navigating divorce or the loss of a spouse—life transitions that require both financial clarity and emotional care. Her early experiences managing money with her father, from tracking investments to writing checks for household bills, sparked a deep respect for financial literacy that still shapes her work today.
Originally from Salt Lake City, Susan earned her B.A. degrees in Finance and French from the University of Utah. She now lives in Orange County, where she balances her professional life with a commitment to wellness, indoor cycling, and volunteering in her community. She’s also known for her creative side—especially her beautifully decorated sugar cookies and themed baked goods.
Susan cherishes time with her two daughters and is guided by the mantra, “Find the helpers.” Her idea of a perfect day includes a slow breakfast, a peaceful hike, and a short rib dinner shared with people she loves. Her dream dinner guests speak to her wide-ranging interests: she’d welcome her grandfather, who escaped communism with his family; Ronald Reagan, for his leadership and conviction; and Robin Williams, to bring heart and humor to the table.
Susan brings a well-rounded background to her role at Cutler, with experience spanning municipal bond sales, trust services, and comprehensive financial planning. She believes that true financial confidence comes not just from understanding the numbers, but from having a trusted advisor who listens, explains, and connects. Her approach combines thoughtful strategy with genuine personal connection, empowering clients to make informed decisions that reflect their goals and values.
Whether you're preparing for retirement, facing a major life transition, or simply seeking a trusted financial partner, Susan is ready to help you plan with clarity and confidence. Reach out to start the conversation.
